📌Why is IUL So Confusing? (Clearing Up the Myths)

✅ The biggest misconceptions that cause confusion

✅ Why some people think IULs are a scam (and what they’re missing)

✅ The truth about IUL fees, policy costs, and market performance

📌What an IUL Is and What It Isn’t

✅ The difference between IUL, Whole Life, and Term Life

✅ How cash value actually grows in an IUL

✅ What happens if you stop paying premiums or underfund your policy

📌How Money Works in an IUL

✅ The 3 moving parts of every IUL policy (and how they interact)

✅ Interest crediting explained—caps, participation rates, and floor rates

✅ The real costs of an IUL—and how to make sure your policy doesn’t lapse

📌Using an IUL in Real Life

✅ How people use IULs for tax-free retirement income

✅ Business owners, families, and high-income earners—real case studies

✅ How to structure an IUL for maximum benefits

📌Making the Right Choice for You

✅ How to know if an IUL is the right financial tool for your goals

✅ The #1 mistake people make when funding an IUL (and how to avoid it)

✅ What to ask your agent before signing up for a policy